Assoc. Prof. Dr. Marhanum Che Mohd Salleh obtained her Bachelor’s degree (First Class) from University of Malaya in 2008, specialization in Shariah and Management with distinction. She received the University of Malaya during Book Award the convocation ceremony. She continued her studies in Msc Islamic Finance at International Islamic University Malaysia in 2008, then pursued her Ph.D in Business Administration specializing in Islamic Banking and Takaful at the same university in 2009 under fellowship scheme.
Her areas of expertise include Islamic Banking, Takaful, Islamic relationship marketing and Islamic financial contracts. She has published her works in local and international journals including Australian Journal of Basic and Applied Sciences, Journal of Islamic Finance and Business Research, Journal of Islamic Finance, and International Journal of at-Thaqafah.

• Economics, Business And Management ~ Economics, Business And Management ~ Islamic Finance ~ Islamic Banking - Islamic banking and finance
• Economics, Business And Management ~ Economics, Business And Management ~ Marketing ~ Service Marketing
• Social Science ~ Social Science ~ Syariah Law ~ Islamic Banking Law
• Economics, Business And Management ~ Economics, Business And Management ~ Accounting ~ Financial Reporting (Including Accounting Regulation, Accounting Standards, Accounting Theory, Standard-Setting Process, Financial Reporting in Private and Public Sector Organisations) - Takaful, Fiqh Muamalat, Waqf, Islamic Banking

FOUNDATION OF ISLAMIC FINANCE	2022/2023 2021/2022 2020/2021 2019/2020 2016/2017 2014/2015 2013/2014
ICT FOR ISLAMIC FINANCIAL INSTITUTIONS	2020/2021
ISLAMIC BANKING AND DOCUMENTATIONS	2021/2022
ISLAMIC FINANCIAL PLANNING	2021/2022 2020/2021 2019/2020 2018/2019
ISLAMIC LAW OF INSURANCE (TAKAFUL)	2020/2021 2019/2020 2018/2019 2016/2017
PRINCIPLES & PRACTICES OF TAKAFUL&RE-TAKAFUL	2018/2019 2017/2018 2016/2017 2015/2016 2014/2015 2013/2014
PRINCIPLES AND PRACTICES OF TAKAFUL	2022/2023
QAWAID FIQHIYYAH FOR BANKING & FINANCE	2022/2023 2021/2022 2020/2021 2019/2020 2018/2019 2017/2018 2015/2016
REGULATORY FRAMEWORK OF ISLAMIC F'CIAL CONTR.	2018/2019 2017/2018 2015/2016 2014/2015
TECHNOLOGIES FOR FINANCIAL SERVICES	2022/2023 2021/2022

Completed

2019 - 2022	The Implications of Fintech Development on the Financial Industry in France and Malaysia: A Game Theory Approach
2019 - 2021	Perakaunan dan Pelaporan Kewangan Islam bagi Institusi Baitulmal, Zakat dan Wakaf di Malaysia Fasa 4 2019
2018 - 2022	Employee's freedom to profess and practice his religion: Building a Diversity Religious Model for Workplaces in Malaysia
2018 - 2022	Formulating an Islamic Health Protection Retirement Plan (i-HPRP) for Government Servants in Malaysia
2018 - 2018	Penyelidikan Perakaunan dan Pelaporan Kewangan Islam Bagi Institusi Wakaf, Zakat dan Baitulmal di Malaysia (FASA 3)
2017 - 2017	Perakaunan dan Pelaporan Kewangan Islam bagi Institut Zakat, Wakaf dan Baitulmal di Malaysia Fasa 2 2017
2016 - 2020	The Making of Entrepreneurs: Proposing Effective Entrepreneurial Activities/Program to KENMS Students, IIUM
2016 - 2023	Herding Behaviour Among IIUM Lecturers Towards Islamic Financial and Investment Products
2015 - 2018	The Implication of Goods and Services Tax (GST) on the Performance of Takaful Operators in Malaysia
2015 - 2018	Developing a Sustainable Model of a Waqf-Based Takaful for Flood Victims in Malaysia
2013 - 2016	Child Labour in Malaysia: Formulating A Legal Framework with Reference to International Instruments and Islamic Law

On-Going

13 Dec, 2017	Best Paper Award - 5th ASEAN Universities International Conference on Islamic Finance (5th AICIF)	International
22 Aug, 2017	Best Paper Award - 1st International Islamic Social Economics Conference	International
07 Sep, 2016	Best Paper Award - Institute Islamic Banking and Finance (IIBF) IIUM	International
28 Jun, 2012	Best Paper Award - International Shariah Research Academy for Islamic Finance	International

Article

2023	Constructing a shariah document screening prototype based on serverless architecture. Computers, 12 (3) pp. 1-15
2023	Viability of Islamic Health Protection Retirement Plan (I-HPRP) among Malaysian public and private employees. ISRA International Journal of Islamic Finance (IJIF), 15 (1) pp. 73-90
2022	Determinants of herding behaviour on financial decisions: a theory of planned behaviour. Journal of Islamic Management Studies, 4 (2) pp. 54-67
2022	Factors that contribute to turnover intentions of Muslim employees: the case of construction material supply chain in Sri Lanka. Journal of Islamic Management Studies, 4 (1) pp. 30-39
2022	Measuring the effect of GST towards performances of Malaysian takaful operators. Journal of Islamic Accounting and Business Research, () pp.
2022	Modeling the demand for Islamic microfinance services: an application of PLS-SEM approach. International Journal of Islamic Economics and Finance (IJIEF), 5 (1) pp. 89-106
2022	Moderating effect of gender, income and age towards an Islamic health protection retirement plan (i-HPRP). American Journal of Economics and Business Innovation (AJEBI), 1 (1) pp. 19-29
2022	Religious freedom of employees in public and private sector workplaces in Malaysia: a comparative study of different jurisdictions. Academy of Strategic Management Journal, 21 (Special Issue 2) pp. 1-9
2021	An empirical investigation on religious diversity practices at Malaysian private and public sectors. International Journal of Scientific and Management Research, 4 (5) pp. 80-96
2021	Proposing an intelligent information retrieval (IIR) framework for shariah sources retrieval in Islamic financial industry. TIJARI International Journal of Islamic Economics, Business, and Entrepreneurship, 1 (1) pp. 57-70
2021	Qualitative study in identifying factors affecting the behavior of muslim generation y towards Islamic home financing products in Malaysia. The Journal of Muamalat and Islamic Finance Research, 18 (2) pp. 1-12
2020	A comparative analysis of the productivity of Islamic banking in Indonesia, Malaysia and Brunei Darussalam during the period 2012-2017. International Journal of Innovation, Creativity and Change, 11 (11) pp. 470-491
2020	A comprehensive appraisal of Sharīʿah governance practices in Malaysian Islamic banks. ISRA International Journal of Islamic Finance, 12 (3) pp. 381-400
2020	A survey on Islamic economics and finance literatures indexed by Scopus Q1 via thematic analysis approach. International Journal of Innovation, Creativity and Change, 13 (10) pp. 1036-1057
2020	Developing a sustainable model of Waqf-based Takaful for flood victims in Malaysia. Journal of Islamic Accounting and Business Research, () pp.
2020	Evolution of Takaful in Malaysia-the case of investment link family takaful. Indonesian Journal of Contemporary Management Research, 2 (1) pp. 1-9
2020	Examining the feasibility of waqf (Islamic endowment)-based takāful model from the Malaysian legal perspective. International Journal of Fiqh and Usul al-Fiqh Studies, 4 (1) pp. 118-125
2020	Herding and financial decision: proposing an Islamic model of tabayyun. Empirical Economics Letters, 19 (10) pp. 1243-1251
2020	Productivity comparation of Islamic and conventional banks in Indonesia. Al-Uqud: Journal of Islamic Economics, 4 (1) pp. 69-82
2020	Retirement schemes, its challenges and ways of reformation: a cross-border study. International Journal of Asian Social Science, 10 (9) pp. 507-520
2020	Technological transformation in Malaysian Zakat Institutions: a qualitative analysis. International Journal of Zakat, 5 (3) pp. 44-56
2020	The impact of cognitive factors on individuals’ financial decisions. Management & Accounting Review, 19 (3) pp. 69-88
2019	Acceptance and practices of cash WAQF among university’s students. International Journal of Academic Research in Accounting, Finance and Management Sciences, 9 (3) pp. 38-48
2019	Amalan perakaunan zakat di majlis agama Islam negeri terpilih. IPN Journal of Research and Practice in Public Sector Accounting and Management, 9 (1) pp. 47-66
2019	Financial Performance of Islamic and Conventional Banks in Malaysia: A Comparative Analysis. International Journal of Management and Applied Research,, 6 (4) pp. 376-385
2019	Growth and value effect on Jakarta Islamic Index: analysis towards performance of Sharia equity mutual fund. Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah, 11 (1) pp. 153-166
2019	Investment linked takaful plan patronage:evidence from Malaysia. Global Review of Islamic Economics and Business, 7 (1) pp. 41-48
2019	Preference toward investment-linked takaful plan: mediating role of attitude. International Tourism and Hospitality Journal, 2 (2) pp. 1-6
2019	The Role of Islamic Microfinance for Poverty Alleviation in Mogadishu, Somalia: An Exploratory Study. International Journal of Management and Applied Research, 6 (4) pp. 355-365
2018	Awareness of flood victims in the East-Coast region of Malaysia towards the takaful flood policy: a crosstabulation analysis based on demographic variables. Management & Accounting Review (MAR), 17 (1) pp. 45-58
2018	Child labor under Islamic law (the shari’ah): an overview. Al-Shajarah: Journal of The International Institute of Islamic Thought and Civilisation (ISTAC), 23 (2) pp. 295-314
2018	Comparative analysis on EPF investors’ knowledge, experience, and behaviour towards investing in Islamic and conventional unit trusts : the case of Malaysia. Journal of Islamic Economics, Banking and Finance, 14 (1) pp. 124-145
2018	Impact of Government Service Tax (GST) on Malaysian takaful industry: Issues and challenges. International Journal of Engineering & Technology, 7 (2.29 (Special Issue 29)) pp. 368-373
2018	Impact of the Government Service Tax (GST) on the Malaysian takaful industry: issues and challenges. Advanced Science Letters, 24 (5) pp. 3178-3183
2018	Pengiktirafan dan pengukuran aset-aset di Majlis Agama Islam Negeri (MAIN): amalan dan cabaran. IPN Journal of Research and Practice in Public Sector Accounting and Management, 8 () pp. 23-48
2018	Proposing a model for entrepreneurship development: the role of entrepreneurs’ cash waqf intention. Journal of Islamic Monetary Economics and Finance, 4 (1) pp. 183-204
2018	Study on the efficiency of cash waqf management in Malaysia. Journal of Islamic Monetary Economics and Finance, 4 (1) pp. 61-84
2018	The prevalence of micro Takaful products in the eyes of Malaysian SMEs. International Academic Journal of Business Management, 5 (3) pp. 49-65
2017	A preliminary analysis on the impact of flood and the awareness of the flood victims Towards takaful protection: A study of East-coast Malaysia’s flood victims. Journal of Islamic, Social, Economics and Development, 2 (6) pp. 29-45
2017	Perakaunan Baitul mal: pengajaran dari tamadun awal Islam. IPN Journal of Research and Practice in Public Sector Accounting and Management, 7 () pp. 29-40
2017	Protecting children from labour: Muslim scholar’s viewpoint and legal provisions in selected Muslim countries. Advanced Science Letters, 23 (7) pp. 6106-6109(4)
2017	The impact of micro credit on financial condition and socio-economic of women entrepreneurs in Bangladesh. International Journal of Accounting, Finance and Business, 2 (6) pp. 38-49
2016	A study on child labour as a form of child abuse in Malaysia. International Journal of Social Science and Humanity (IJSSH), 6 (7) pp. 525-530
2016	A study on sources of Waqf funds for higher education in selected countries. ADAM Akademi, 6 (1) pp. 113-128
2016	The significant contribution of Islamic relationship marketing practice in Malaysian Takaful industry towards determining customer gratitude, trust, and commitment. Asian Academy of Management Journal, 21 (supp. 1) pp. 171-207
2015	Critical analysis on the children and young person Employment Act 1966 and the Education Act 1996 in relation to causes and effect of child labor in Malaysia. Global Journal of Business and Social Science Review, 4 (1) pp. 157-166
2014	Islamic relationship marketing practice, customer satisfaction, and retention: a mediation analysis . Australian Journal of Basic and Applied Sciences, 8 (5) pp. 51-55
2014	The practice of islamic relationship marketing among takaful agents and its effect towards customer trust and commitment. ISRA Research Paper, 65 () pp. 1-15
2013	Measuring takaful agents' understanding towards the objectives and concepts of Takaful. Journal of Islamic Finance, 2 (1) pp. 20-30
2013	Measuring takaful agents’ understanding towards the objectives and concepts of takaful. Journal of Islamic Finance, 2 (1) pp. 20-30
2013	The relationship of takaful agents’ Islamic ethical behaviour towards customers’ satisfaction, trust and commitment: a preliminary analysis . Journal of Islamic Finance and Business Research, 2 (1) pp. 77-88
2013	The relationship of Takaful agents’ Islamic ethical behaviour towards customers’ satisfaction, trust and commitment: a preliminary analysis. Journal of Islamic Finance and Business Research, 2 (1) pp. 77-88
2012	Building agent-customer relationship in takaful industry: a framework of Islamic relationship marketing. ISRA International Journal of Islamic Finance, 4 (1) pp. 81-97
2012	Modeling the demand for family and general takaful in Malaysia (a comparative study): ARDL approach to cointegration. Tazkia Islamic Finance and Business Review, 7 (1) pp. 29-47
2012	Takaful agents’ roles in accordance with the Quran and Sunnah. Global Journal al-Thaqafah, 2 (2) pp. 41-45

Conference or Workshop Item

2021	An overview on Islamic principles of religious diversity at workplaces in Malaysia.. In: International Conference on Family Law, Family Justice and Maqasid Al-Shariah (ICFL 2021),
2019	Does socio-demographic variables matter in explaining issues and challenges in Islamic microfinance? Evidence from Malaysia. In: The 2nd International Conference on Islamic Economics, Business, and Philanthropy (2nd ICIEBP),
2019	Financial planning on health protection for retirees: a cross-border comparative study. In: 1st International Conference on Financial Markets (ICFM 2019),
2018	Comparative analysis on the financial performance of Islamic and conventional banks in Malaysia. In: 1st Global Conference on Islamic Economics and Finance 2018 (GCIEF 2018),
2018	Dealing with unlawful sources of fund among Islamic banks in Malaysia: finding from the practitioners’ perspective. In: 7th International Conference on Law And Society (ICLAS 7),
2018	Does microcredit bring the women into economic world; evidence from Bangladesh. In: 2 nd International Conference on Islamic Economics, Business and Philanthropy (ICIEBP) 2018,
2018	Poverty alleviation in Mogadishu, Somalia: the role of Islamic microfinance. In: 1st Global Conference on Islamic Economics and Finance 2018 (GCIEF 2018),
2017	Examining the Feasibility of Waqf (Islamic endowment)-based Islamic Insurance Product from the Malaysian Legal Perspective. In: International Conference on Social Science, Arts, Business and Education,
2017	Examining the need of flood victims towards a takaful protection in the East-Coast Region in Malaysia. In: 1st International Islamic Social Economics Conference,
2017	Modeling demand for Islamic microfinance using partial least squares approach: evidence from Malaysia. In: 5th ASEAN Universities International Conference on Islamic Finance (5th AICIF),
2017	New recourse to flood victims in Malaysia: a proposal on permanent Waqf flood evacuation centre. In: Conference on Philanthropy for Humanitarian Aid (CONPHA) 2017,
2017	The impact of micro credit on financial condition as well as socio-Economic variables of women entrepreneurs in Bangladesh. In: 2nd Islamic Finance, Banking & Business Ethics Global Conference 2017,
2016	A review on special takaful coverage for abandoned houses. In: National Seminar of Abandoned Housing Projects : Causes & Solutions,
2016	A study on sources of Waqf funds for higher education in selected countries. In: International Joint Conference on Islamic Economics and Finance (IJCIEF),
2016	Awareness towards a takaful protection among flood victims in the East-Coast Region in Malaysia: a preliminary analysis. In: 4th ASEAN International conference on Islamic Finance (4th AICIF 2016),
2016	Child labor under Islamic law (the shari’ah): An overview. In: The International Academic Forum Dubai Conference Series 2016,
2016	Impact of the Government Service Tax (GST) on the Malaysian Takaful industry: issues and challenges. In: 2nd Asia International Conference 2016,
2016	Principles and practices of Takaful. In: Public Lecturer on Takaful,
2016	Protecting children from labor: Muslim scholar's viewpoint and legal provisions in selected Muslim countries. In: International Conference on Architecture and Built Environment,
2015	A study on child labour as a form of child abuse in Malaysia. In: 2015 IECDR Kyoto Conferences,
2015	Critical analysis on the children and young person employment act 1966 and the education act 1996 in relation to causes and effect of child labour in Malaysia. In: 3rd Global Conference on Business and Social Science,
2015	Testing mediating effect of customer gratitude on Islamic relationship marketing practice in Malaysian takaful industry. In: The 11th Asian Academy of Management International Conference 2015,
2014	Enhancing the value proposition: new approaches to the marketing of family takaful . In: 5th Annual The World Takaful Conference,
2014	Retaining customers through Islamic relationship marketing practice: findings from Malaysian takaful industry. In: 2nd Asean International Conference on Islamic Finance,
2013	Customer perception towards relationship marketing practices in Takaful industry. In: 4th International Conference on Business and Economic Research (4th ICBER 2013),

Book Section

2022	Waqf flood evacuation centre: new recourse to flood victims in Malaysia. In: Plagrave Macmilan, ISBN: 9783031068898, pp. 151-170
2021	An overview on islamic principles of religious diversity at workplaces in Malaysia. In: Department of Syariah Judiciary Malaysia & Ahmad Ibrahim Kulliyyah of Laws, IIUM, ISBN: 978-967-0807-87-8, pp. 263-279
2021	Humanizing education: self evaluation (muhasabah). In: Kulliyyah of Economics and Management Sciences, International Islamic University Malaysia, ISBN: 978-967-26219-1-1, pp. 136-140
2021	Ibda' binafsi. In: Kulliyyah of Economics and Management Sciences International Islamic University Malaysia, ISBN: 978-967-2621-92-8, pp. 107-110
2019	Dealing with unlawful sources of funds among Islamic banks in Malaysia: the practitioners’ perspectives. In: Emerald Publishing Limited, ISBN: 978-1-78973-546-8, pp. 15-32
2019	Dealing with unlawful sources of funds among Islamic banks in Malaysia: the practitioners’ perspectives. In: Emerald Publishing Limited, ISBN: 978-1-78973-546-8, pp. 15-32
2018	Alternative models of waqf-based takaful products for flood victims in Malaysia: an assessment from practitioners’ perspectives. In: IIUM Press, International Islamic University Malaysia, ISBN: 978-967-491-008-2, pp. 245-270
2018	Flood victims' preferences towards takaful flood coverage: an analysis based on structural equation modelling. In: IIUM Press, International Islamic University Malaysia, ISBN: 978-967-491-008-2, pp. 318-336
2018	Flood victims' preferences towards takaful flood coverage: an analysis based on structural equation modelling. In: IIUM Press, International Islamic University Malaysia, ISBN: 978-967-491-008-2, pp. 318-336
2014	The application of Wasatiyyah in the Islamic insurance industry (Takaful). In: LEGAS, ISBN: 9781897493526, pp. 108-135
2014	The application of Wasatiyyah in the Islamic insurance industry (Takaful). In: LEGAS, ISBN: 9781897493526, pp. 108-135

Monograph

2022	Formulating an Islamic Health Protection Retirement Plan (i-HPRP) for Government Servants in Malaysia. In: ,
2020	Cadangan pelaksanaan perakaunan dan pelaporan kewangan Islam bagi Institusi Baitulmal, zakat dan wakaf di Malaysia (Zon 3). In: ,
2020	Perakaunan dan pelaporan kewangan Islam bagi Institusi Baitulmal, Zakat dan Wakaf Di Malaysia Fasa 4 (Zon 3). In: ,
2018	Developing a sustainable model of a waqf-based takaful model for flood victims in Malaysia. In: ,
2018	Perakaunan dan pelaporan kewangan Islam bagi institusi wakaf, zakat dan baitulmal di Malaysia fasa 2, 2017 (Zon 3). In: ,
2018	RAGS15-000-0123/The implication of goods and seryices tax operators in Malaysia. In: ,