Dr. Azniza Hartini Azrai Azaimi Ambrose obtained her Bachelor of Mathematical Science from International Islamic University Malaysia and Master of Science (Finance) from the same university. Later, she pursued her Doctorate Degree at Universiti Malaya and produced a thesis titled "Impact of Waqf Financing on Federal Government Expenditure and Debt in Malaysia". She has published several articles in the Journal of Southeast Asian Studies (JATI), the International Journal of Islamic and Middle Eastern FInance and Management (IMEFM), the International Journal of Economics, Management, and Accounting (IJEMA), and the International Journal of Green Economics; all Scopus indexed. Occasionally, Dr. Azniza becomes a reviewer for papers submitted to journals the likes of IMEFM, IJEMA, and Cogent Arts & Humanities. Her field of interest includes waqf and Islamic Finance; particularly from the lens of mathematics. Presently, she is appointed by Jabatan Wakaf, Zakat dan Haji (JAWHAR) as an expert to come out with a policy and manual on temporary waqf for the nation. She is also a member of International Waqf Action Council (iWAQF). In addition, Dr. Azniza is the Chairman of the Curriculum Review Committee for the Bachelor of Finance (Islamic Finance) (Honours) programme.

ADVANCED QUANTITATIVE METHODS	2020/2021
BUSINESS MATHEMATICS	2023/2024 2022/2023 2021/2022
FINANCIAL MANAGEMENT	2025/2026
FINANCIAL MANAGEMENT I	2019/2020 2018/2019
FOUNDATION OF ISLAMIC FINANCE	2023/2024 2022/2023 2018/2019 2017/2018
FUNDAMENTALS OF FINANCIAL MANAGEMENT	2025/2026 2024/2025 2019/2020
INVESTMENT ANALYSIS	2021/2022 2020/2021 2019/2020
INVESTMENTS	2022/2023 2021/2022
ISLAMIC FINANCE PROJECT PAPER	2022/2023
MATHEMATICS FOR ECONOMICS AND BUSINESS	2024/2025 2023/2024
PRINCIPLES AND PRACTICES OF WAQF	2022/2023
RESEARCH AND QUANTITATIVE METHODS	2025/2026 2024/2025 2023/2024 2022/2023 2021/2022 2020/2021
RESEARCH METHODS	2025/2026
WAQF MANAGEMENT	2018/2019

Dynamic Analysis Of Monetary Policy: A Dsge Model Approach To Optimizing Policy (Case Study Sudan). Ph.D In Progress Co-supervisor

The Influence Of Debit Management Of Financial Well-Being Among Youth In Malaysia. Ph.D In Progress Co-supervisor

Sustainability Reporting And Financial Performance In The Context Of Malaysian Listed Companies. Master Completed 2025 Co-supervisor

The Effect On Stock Price Of Inclusion In Or Exclusion From Ftse4good Bursa Malaysia. Master Completed 2021 Co-supervisor

The Impact Of Macroeconomic Variables On The Financial Performance Of Canadian Companies, Multi-Sector Analysis. Master Completed 2021 Co-supervisor

Financila Literacy Among Micro Entrepreneurs In Sana'A, Yemen. Master Completed 2020 Co-supervisor

Herding Behavior And The Contagion Effect On South Asian. Master Completed 2019 Co-supervisor

Initial Public Offering (Ipo) Short-Performance Before, During And After Covid : A Study On Asean-5 Countries. Master In Progress Co-supervisor

Completed

2019 - 2023	Exploring the Notion of Rational Investment: The Case of Green Investment in Malaysia
2019 - 2021	Statistical Behavior and Forecast of Cash Waqf Collection in Selangor and Negeri Sembilan

On-Going

2025 - Present

Unit Trust Waqf Funds in Malaysia: Financial Returns and Socioeconomic Contributions

Articles

2026	Assessing the performance of unit trust waqf funds in Malaysia. Intellectual Discourse, 34 (1 Special Issue) pp. 27-42
2023	Understanding the behaviour of Malaysian green investors. International Journal of Green Economics, 17 (2) pp. 143-171
2022	Statistical behaviours and forecast of cash Waqf collection. Journal of Islamic Finance, 11 (2) pp. 20-33
2022	Temporary waqf and perpetual benefit: a mathematical proof. International Journal of Economics, Management and Accounting, 30 (1) pp. 151-173
2022	The effect on stock price inclusion or exclusion from the FTSE4good Bursa Malaysia. Management and Accounting Review, 21 (3) pp. 91-110
2021	Cash Waqf risk management and perpetuity restriction conundrum. ISRA International Journal of Islamic Finance, () pp. 1-16
2019	Waqf financing expenditure and its impact on government debt. European Journal of Islamic Finance, 13 () pp. 1-15
2018	A proposed model for waqf financing public goods and mixed public goods in Malaysia. International Journal of Islamic and Middle Eastern Finance and Management, 11 (3) pp. 395-415
2018	The possibility of using waqf to finance the Malaysian federal government's public expenditure. JATI-Journal of Southeast Asian Studies, 23 (2) pp. 89-106
2018	The possibility of using waqf to finance the Malaysian federal government’s public expenditure. Journal of Southeast Asian Studies, 23 (2) pp. 89-106

Conference or Workshop Items

2019	Temporary waqf and perpetual benefit: a mathematical proof. In: 1st International Conference on Financial Markets (ICFM 2019),
2019	The foundation of social finance: what can Islamic finance and Islamic social finance learn?. In: 10th Foundation of Islamic Finance Conference,
2015	The possible role of waqf in ensuring a sustainable Malaysian Federal Government debt. In: International Accounting and Business Conference 2015, IABC 2015,

Book Sections

2022	Unity, altruism, family, and the approach to teaching and learning. In: Kulliyyah of Economics and Management Sciences, IIUM, ISBN: 978-967- 26219-5-9., pp. 15-22
2021	Humanizing education with tazkiyah al-nafs – the roots of humanized education. In: Kuliyyah of Economics and Management Sciences, International Islamic University Malaysia, ISBN: 978-967-26219-1-1, pp. 10-15
2021	Humanizing education with tazkiyah al-nafs – the roots of humanized education. In: Kuliyyah of Economics and Management Sciences, International Islamic University Malaysia, ISBN: 978-967-26219-1-1, pp. 10-15

Monograph

2025	Hukum wakaf bertempoh (al-muaqqat) dan pelaksanaannya di Malaysia. In: Pusat Maklumat Penyelidikan Islam,