Staff Directory


Nor Azizan Binti Che Embi

Academic Qualification

  • Doctor of Business Administration - Doctorate of Business Admin., Universiti Kebangsaan Malaysia (UKM)
  • Finance - Masters Degree, Universiti Malaya (UM)
  • Business Finance - Bachelor Degree, Oklahoma City University

Nor Azizan Binti Che Embi (Dr.)

Assistant Professor
IIUM Gombak Campus

KULLIYYAH OF ECONOMICS AND MANAGEMENT SCIENCES


izanebbm@iium.edu.my
4739


Expert Profile


Presently, Dr Nor Azizan Che Embi is an Assistant Professor at the Department of Finance, Kulliyyah of Economics and Management Sciences, International Islamic University Malaysia. She has served International Islamic University Malaysia since 1997. Prior to joining International Islamic University Malaysia, she worked in Central Bank of Malaysia as examiner/auditor for commercial bank.
She attached to Department of Examination 1, which is now known as Supervision Department. She holds Diploma in Banking from Mara Institute of Technology in 1994 . She obtained her Bachelor Science in Finance from Oklahoma City University, USA in 1997 and received her Master in Business Administration with major in Finance from University of Malaya in 2000. She obtained her Doctorate in Business Administration (Finance) from National University of Malaysia (UKM) in 2011.
Her current research in the area of Shariah-compliance screening on stock market has won a gold medal in IIUM Research, Invention and Innovation Exhibition 2013. Recently, she completed her research on REITs waqf administered by National Institute of Valuation under the NAPREC grant. The on going research project that she joins currently is on Waqf Flood Takaful.


Area of Specialisation


  • Economics, Business And Management ~ Economics, Business And Management ~ Islamic Finance ~ Other Islamic Finance n.e.c. - Shariah Screening
  • Economics, Business And Management ~ Economics, Business And Management ~ Islamic Finance ~ Islamic Insurance - Takaful
  • Economics, Business And Management ~ Economics, Business And Management ~ Investment ~ Islamic Investment Instrument - Islamic Banking Products


Teaching Responsibilities


FINANCIAL MANAGEMENT 2012/2013
FINANCIAL MANAGEMENT I 2018/2019
FINANCIAL MANAGEMENT II 2018/2019 2016/2017 2015/2016 2014/2015 2011/2012
FOUNDATION OF ISLAMIC FINANCE 2021/2022 2020/2021 2019/2020 2018/2019 2017/2018 2016/2017 2015/2016 2013/2014 2012/2013 2011/2012
ISLAMIC CAPITAL MARKETS 2013/2014
ISLAMIC WEALTH MANAGEMENT 2021/2022
MANAGERIAL FINANCE 2015/2016 2014/2015 2013/2014
PRINCIPLES AND PRACTICES OF WAQF 2021/2022 2020/2021
RESEARCH PAPER 2014/2015
SOCIAL FINANCE 2020/2021 2019/2020 2018/2019
THEORY & PRACTICE OF ISLAMIC BANKING & INS 2013/2014 2012/2013 2011/2012
WAQF MANAGEMENT 2020/2021 2019/2020 2017/2018 2016/2017 2015/2016 2014/2015 2013/2014


Research Projects


Completed
2018 - 2022 Formulating an Islamic Health Protection Retirement Plan (i-HPRP) for Government Servants in Malaysia
2016 - 2020 The Making of Entrepreneurs: Proposing Effective Entrepreneurial Activities/Program to KENMS Students, IIUM
2015 - 2018 Formulating a Sustainable Model of Islamic Microfinance to Enhance Financial Inclusiveness towards an Equitable Society: an Appreciative Inquiry and Intelligence Approach
2015 - 2018 Developing a Sustainable Model of a Waqf-Based Takaful for Flood Victims in Malaysia
2013 - 2014 Commercialization of Malaysia Cash Waqf for Agriculture in Nigeria: An Institutional Approach
2012 - 2016 A Conceptual Analysis on the Application of REITs in Developing Waqaf Land in Malaysia
2012 - 2015 Firms Rational Financing Behaviour: Malaysia Evidence
2011 - 2013 The Impact of Rating System in Shariah Screening Process towards the IPO Performance
On-Going
2021 - Present Strategic Planning and Marketing Strategies for a Sustainable Asnaf Business Center
2021 - Present A Conceptual Model for Enhancing Supply Chain Performance of Halal Small Businesses through Internet-Based Innovations
2020 - Present Kajian Cadangan Dan Penggubalan Akta Pemajuan Tanah Wakaf (WAQF Land Development Act, WLDA)
2018 - Present Affordable Housing Issues in Malaysia: Exploring Potentials of Waqf as an Alternative Solutions


Publications


Article

2022 Contemporary issues in financing micro enterprises in Malaysia: a qualitative inquiry from practitioners perspective = isu kontemporari dalam pembiayaan perusahaan mikro di Malaysia: siasatan kualitatif dari perspektif pengamal. Journal of Management and Muamalah, 12 (1) pp. 55-73
2022 Moderating effect of gender, income and age towards an Islamic health protection retirement plan (i-HPRP). American Journal of Economics and Business Innovation (AJEBI), 1 (1) pp. 19-29
2021 Challenges in micro financing and introduction of Mosque based Ijarah Financing Model for micro enterprises using cash Waqf in Selangor state. Journal of Management & Muamalat, 11 (2) pp. 65-85
2021 Green microfinance promoting sustainable development goals (sdgs) in Bangladesh. Journal of Islamic Finance, 10 (1) pp. 011-018
2020 Debt financing and firm performance: an analysis of securities commission of Malaysia 2013 revised shariah approved firms screening method. COMSATS Journal of Islamic Finance, 5 (1) pp. 64-85
2020 Debt fnancing and firm performance: an analysis of Securities Commission of Malaysia 2013 revised shariah approved firms screening method. COMSATS Journal of Islamic Finance, 5 (1) pp. 64-85
2020 Developing a sustainable model of Waqf-based Takaful for flood victims in Malaysia. Journal of Islamic Accounting and Business Research, () pp.
2020 Examining the feasibility of waqf (Islamic endowment)-based takāful model from the Malaysian legal perspective. International Journal of Fiqh and Usul al-Fiqh Studies, 4 (1) pp. 118-125
2020 Governance structure of microfinance institutions: a comparison of models and its implication on social impact and poverty reduction. İbn Haldun Çalışmaları Dergisi, 5 (1) pp.
2020 Job satisfaction of female employees in microfinance institutions of Bangladesh. International Journal of Entrepreneurial Research, 3 (1) pp. 1-7
2020 Role of Islamic Microfinance Institutions for sustainable development goals in Bangladesh. Journal of International Business and Management, 3 (1) pp. 1-12
2020 The effect of zakat programs on the social impact of microfinance institutions in Bangladesh. International Journal of Zakat and Islamic Philanthropy, 2 (1) pp. 165-174
2019 Internal factors affecting continuous donations among cash Waqf donors. International Journal of Academic Research in Business and Social Sciences, 9 (9) pp. 1304-1311
2019 The effects of students' entrepreneurial characteristics on their propensity to become entrepreneurs in Malaysia. Education and Training, 61 (7-8) pp. 1020-1037
2019 The effects of students’ entrepreneurial characteristics on their propensity to become entrepreneurs in Malaysia. Education and Training, 61 (7/8) pp. 1020-1037
2017 A preliminary analysis on the impact of flood and the awareness of the flood victims Towards takaful protection: A study of East-coast Malaysia’s flood victims. Journal of Islamic, Social, Economics and Development, 2 (6) pp. 29-45
2016 A study on sources of Waqf funds for higher education in selected countries. ADAM Akademi, 6 (1) pp. 113-128
2014 An agricultural approach to the commercialization of cash waqf between Malaysia and Nigeria. Journal of Advanced Management Science, 2 (4) pp. 344-348
2013 Alleviation of poverty among OIC countries through sadaqat, cash waqf and public funding . International Journal of Trade, Economics and Finance, 4 (6) pp. 403-408
Conference or Workshop Item

2021 Students’ propensity to become Halalpreneurs: are entrepreneurial characteristics equally applicable to gender divide in Malaysia. In: International Conference Achieving Sustainable Development (ASD 2021): Through Business Innovations & Digital Technologies”,
2021 The motivation of continuous cash waqf in Malaysia from Islamic expectancy theory. In: International Conferences on Contemporary Islamic Studies (ICIS 2021),
2020 Green microfinance promoting sustainable development goals (SDGS) in Bangladesh. In: International Conference On Islamic Social Finance: Pandemic Crisis And Possible Solutions (ISFPCPS 2020),
2019 A profile analysis of potential investors in iREIT waqf investment products. In: The 2nd International Conference on Islamic Economics, Business, and Philanthropy (2nd ICIEBP),
2019 Governance structure of microfinance institutions: A comparison of models and its implication on social impact and poverty reduction. In: 5th International Ibn Khaldun Symposium,
2019 Job satisfaction of female employees in microfinance institutions of Bangladesh. In: 3rd ASIA International Multidisciplinary Conference (AIMC 2019),
2019 Role of microfinance Institutions for sustainable development goals in Bangladesh. In: IIUM International Conference on Business Management (IICBM 2019),
2019 Sustainability and outreach of microfinance institutions in Bangladesh: the role of governance. In: International Conference on Financial Markets (ICFM 2019),
2017 Examining the Feasibility of Waqf (Islamic endowment)-based Islamic Insurance Product from the Malaysian Legal Perspective. In: International Conference on Social Science, Arts, Business and Education,
2017 New recourse to flood victims in Malaysia: a proposal on permanent Waqf flood evacuation centre. In: Conference on Philanthropy for Humanitarian Aid (CONPHA) 2017,
2017 Performance of ESG versus Shariah compliant firms in Malaysia. A conceptual framework. In: International Islamic Fund and Wealth Management FORUM (IIFWMF),
2016 A study on sources of Waqf funds for higher education in selected countries. In: International Joint Conference on Islamic Economics and Finance (IJCIEF),
2016 Awareness towards a takaful protection among flood victims in the East-Coast Region in Malaysia: a preliminary analysis. In: 4th ASEAN International conference on Islamic Finance (4th AICIF 2016),
2015 Application of iREITs in developing WAQF assets: alternative and mechanism. In: 2nd International Conference on Masjid, Zakat, and Waqf (i-MAF 2015),
2015 Pembangunan dan pembiayaan hartanah wakaf : kekuatan dan kelemahan kaedah semasa dalam konteks Malaysia. In: 2nd International Conference On Masjid, Zakat And Waqf 2015 (I-MAF2015),
2013 The impact of shariah-compliance extensiveness screening on the initial performance of Malaysian IPOs. In: IIUM Research, Invention and Innovation Exhibition (IRIIE) 2013,
Book

2018 Initial performance of Malaysian shariah-complaint IPOS. Penerbit Universiti Kebangsaan Malaysia, ISBN: 978-967-412-652-0
Book Section

2018 Alternative models of waqf-based takaful products for flood victims in Malaysia: an assessment from practitioners’ perspectives. In: IIUM Press, International Islamic University Malaysia, ISBN: 978-967-491-008-2, pp. 245-270
2017 Exploring potentials of iREITs as an instrument to develop waqf assets. In: IIUM Press, International Islamic University Malaysia, ISBN: 978-967-491-008-2, pp. 298-317
2013 Raising fund for waqf land development via Islamic Real Estate Investment Trust (iREIT). In: Institut Kajian Zakat Malaysia, UiTM, ISBN: 978-983-44948-7-2, pp. 419-431
2011 Case studies in financial management. In: IIUM Press, ISBN: 978-967-418-185-7, pp. 33-40
Monograph

2021 Kajian Cadangan Dan Penggubalan Akta Pemajuan Tanah Wakaf (WAQF Land Development Act, WLDA). In: ,
2021 Kajian Cadangan Dan Penggubalan Akta Pemajuan Tanah Wakaf (WAQF Land Development Act, WLDA). In: ,
2018 Developing a sustainable model of a waqf-based takaful model for flood victims in Malaysia. In: ,