Staff Directory


Mohammad Mahbubi Ali

Academic Qualifications

  • Doctor of Philosophy in Islamic Banking and Finance - Doctor of Philosophy, International Islamic University Malaysia
  • Chartered Islamic Finance Professional - Masters Degree, International Centre for Education in Islamic Finance (INCEIF)
  • Bachelors of Islamic Economics - Bachelor Degree, Tazkia Institute, Indonesia

Mohammad Mahbubi Ali (Assoc. Prof. Dr.)

Associate Professor
IIUM Gombak Campus

INSTITUTE OF ISLAMIC BANKING AND FINANCE

Other's position:

Deputy Dean, Institute of Islamic Banking and Finance


mahbubiali@iium.edu.my
6285


Expert Profile


Dr. Mahbubi hails from from Indonesia and holds a PhD in Islamic Banking and Finance from the International Islamic University Malaysia (IIUM). He obtained his master’s degree in Islamic finance from the International Centre for Education in Islamic Finance (INCEIF), and his bachelor’s degree in Islamic finance from Tazkia University College, Bogor, Indonesia. 

He currently serves as an Assistant Professor at the IIUM Institute of Islamic Banking and Finance (IIiBF). He is also a member of the Islamic Finance Development Committee at the Indonesia Financial Services Authority (OJK), an Islamic Finance Expert at the Brunei Darussalam Central Bank (BDCB), and a registered Shariah Adviser with the Securities Commission Malaysia. Internationally, he is a Member of the Curriculum Review Committee of the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI), Bahrain. He also serves as the Chairman of the Advisory Committee of Experts for Summit Bank Nigeria; Shariah Consultant at AIFA Consulting; Member of the Shariah Committee at CIMB Islamic Bank; Shariah Committee Member for FWD Takaful Sdn Bhd; and Shariah Advisor to Dar al-Muraja’ah al-Shar’iyyah, Bahrain. 

Previously, Dr. Mahbubi served as a Board Member at ZICO Shariah Advisory; Chairman of the Shariah Committee at Affin Islamic Bank Berhad; and Head of the Economics, Finance, Awqaf and Zakat Unit cum Associate Principal Fellow at the International Institute of Advanced Islamic Studies (IAIS Malaysia). He also worked as a researcher at the International Shariah Research Academy for Islamic Finance (ISRA) Malaysia. Dr. Mahbubi is widely recognized for his contributions to the development of Islamic finance through active research and thought leadership. His scholarly works are frequently referenced by students, practitioners, and academics in the field.



Area of Specialisation


  • Economics, Business And Management ~ Economics, Business And Management ~ Islamic Finance ~ Islamic Banking - Islamic Banking and Finance, Shariah, Governance, Social Finance, Financial Inclusion


Teaching Responsibilities


ISLAMIC BANKING PRODUCTS AND OPERATIONS 2025/2026 2024/2025
ISLAMIC CAPITAL MARKET 2025/2026 2024/2025
ISLAMIC FINANCIAL SYSTEM 2025/2026 2024/2025


Supervision


Developing A Maqasid-Based Performance Model For Islamic Rural Banks In Indonesia.
Ph.D In Progress Co-supervisor
Determinants Of Financial Inclusion Of Islamic Banks In Somalia.
Ph.D In Progress Co-supervisor
The Application Of Hybrid Ijarah Muntahia Bi Al-Tamlik (Imbt) And Musharakah Mutanaqisah Contracts In Residential Property Financing At Bank Syariah Indonesia.
Master In Progress Main Supervisor


Research Projects


Completed
No data
On-Going
2026 - Present Towards Ummatic Empowerment: Understanding Microtakaful and Business Resilience among B40 Women Entrepreneurs in Malaysia
2025 - Present Reconciling Operational Necessities with the Principle of Habs al-Asl in Cash Waqf Practices
2025 - Present Proposed Shariah-Compliant Mechanisms for the Transfer of IA Portfolios to an Approved Acquirer
2025 - Present Evaluating the Transferability of Investment Account Products and Alignment with Current Product Features
2025 - Present EXPLORING THE POSSIBILITY OF NON-MUSLIM BENEFITTING FROM ZAK?T FUND
2025 - Present Assessment of IA Product Features, Contractual Relationships, and Asset Status in a Resolution Context
2025 - Present Transfer of Investment Account (IA) Portfolios from a Failed Islamic Bank During Failure Resolution
2025 - Present A Fiqhi Evaluation of Waqf Mu?aqqat (Temporary Waqf) and its Contemporary Applications in Islamic Finance
2025 - Present A Fiqhi Evaluation of Waqf Mu?aqqat (Temporary Waqf) and its Contemporary Applications in Islamic Finance
2025 - Present A Comparative Fiqhi Analysis of Direct Cash Waqf and Cash Waqf via Property Conversion in Contemporary Islamic Finance.
2025 - Present A Comparative Fiqhi Analysis of Direct Cash Waqf and Cash Waqf via Property Conversion in Contemporary Islamic Finance.
2025 - Present Innovative Mechanisms for Ensuring the Preservation of Principal (?abs Al-??l) in Contemporary Cash Waqf Models Implemented by Islamic Banks
2025 - Present Investment of Cash Waqf in Equity Markets: Redefining Capital Preservation and Dividend Distribution in Accordance with Shar??ah Principles
2025 - Present Transfer of Investment Account (IA) Portfolios During Business-As-Usual Situations: Scope and Considerations
2025 - Present Cash Waqf Structure and Its Current Application in Islamic Banks and Moving Forward
2025 - Present Proposed Shariah-Compliant Mechanisms for IA Portfolio Transfer During Islamic Bank Resolution


Publications


Articles

2025 Distribution of zakāt to non-muslims in the category of Al-Mu’allafah Qulūbuhum and its application in modern time. Journal of Islamic Finance, 14 (2) pp. 17-29
2025 Halal meat consumption in East Java: the role of employement, manufacturing, and MSME income. Economica: Jurnal Ekonomi Islam, 16 (1) pp. 119-145
2025 Impact of Islamic leadership, motivation, and work-life balance on performance: a gender analysis. Asian Journal of Islamic Management, 7 (2) pp. 201-220
2025 Microfinance in pesantren: a note. The Economic Review of Pesantren, 3 (2) pp. 1-12
2025 Rahn contract at sharia pawnshop in Madura: analysis of Maqasid al-Shariah, socio-cultural dynamics, and socio-economic impacts. Tribakti: Jurnal Pemikiran Keislaman, 36 (1) pp. 103-122
2025 Zakat distribution and Islamic human development: a sequential explanatory study. EQUILIBRIUM: Jurnal Ekonomi Syariah, 13 (1) pp. 90-110
2024 Moratorium from Shariah perspective: its impact on Islamic banking in Malaysia. Ekonomi Islam Indonesia, 6 (2) pp. 1-9
2024 Waqf in non-Muslim countries: a case study of Singapore. International Journal of Waqf, 4 (1) pp. 1-7
Books

2025 Commodity murabahah: an alternative way to scale up Islamic banking and finance industry. PT Balai Pustaka & ICDX Group, ISBN: 978-623-182-444-8
Book Sections

2026 Blue Sukuk: Islamic finance instrument to promote blue economy. In: Routledge (Taylor & Francis Group), ISBN: 9781032944715, pp. 204-214
2026 Blue Sukuk: Islamic finance instrument to promote blue economy. In: Routledge (Taylor & Francis Group), ISBN: 9781032944715, pp. 204-214
2026 Green Sukuk: leveraging Islamic finance for ecological sustainability. In: Routledge (Taylor & Francis Group), ISBN: 9781032889283, pp. 191-209
2026 Green Sukuk: leveraging Islamic finance for ecological sustainability. In: Routledge (Taylor & Francis Group), ISBN: 9781032889283, pp. 191-209
2025 Beyond profit: maqasid al-Shari’ah in Islamic finance through partnership contracts (ʿUqud al-Ishtirak). In: Springer, ISBN: 978-981-96-8649-0, pp. 175-194