Staff Directory


Syarah Syahira binti Mohd Yusoff

Academic Qualifications

  • Ph.D in Islamic Banking and Finance - Doctor of Philosophy, International Islamic University Malaysia

Syarah Syahira binti Mohd Yusoff (Dr.)

Assistant Professor
IIUM Gombak Campus

INSTITUTE OF ISLAMIC BANKING AND FINANCE

Other's position:

Deputy Dean, Institute of Islamic Banking and Finance


syarahyusoff@iium.edu.my
6276


Area of Specialisation


  • Economics, Business And Management ~ Economics, Business And Management ~ Islamic Finance ~ Islamic Banking


Teaching Responsibilities


ISLAMIC CAPITAL MARKET AND DOCUMENTATIONS 2024/2025
LEGAL FRAMEWORK AND ISSUES IN ISLAMIC BANKING AND FINANCE 2022/2023
LEGAL FRAMEWORK AND ISSUES OF ISLAMIC BANKING AND FINANCE 2024/2025 2023/2024
PRACTICAL LENDING & BANKING SECURITIES 2023/2024 2022/2023
QUALITATIVE METHODS 2024/2025 2023/2024 2022/2023 2021/2022 2020/2021
RESEARCH METHODOLOGY 2024/2025 2023/2024 2022/2023 2021/2022 2020/2021
WAQF AND ISLAMIC FINANCE 2021/2022


Supervision


Linkage Between Digitalisation, Fintech And Psychometric Testing Towards Access To Finance: The Case Of Malaysia Micro, Small And Medium Enteprises (Msmes).
Ph.D In Progress Main Supervisor
The Impact Of Takaful Industry Towards The Socioeconomic Of The Takaful Agents In Malaysia.
Ph.D In Progress Main Supervisor
Factors Influencing The Adoption Of Agricultural Takaful In Pakistan: A Study From Farmer Perspective .
Ph.D In Progress Main Supervisor
Corporate And Shari’Ah Governace For Islamic Banking & Finance Evidence From Bangladesh.
Ph.D In Progress Main Supervisor
Factors Influencing The Adoption Of Islamic Banking Products In Uganda: The Moderating Role Of Islamic Financial Literacy .
Ph.D In Progress Co-supervisor
Islamic Social Finance Instruments As Financing Mechanism For Female Entrepreneurs In Comoros: An Exploratory Study.
Ph.D In Progress Co-supervisor
Developing A Maqasid-Based Performance Model For Islamic Rural Banks In Indonesia.
Ph.D In Progress Co-supervisor
The Assessment Of Financial Knowledge And Financial Decision Of Working Young Graduates In Klang Valley. .
Master Completed 2025 Main Supervisor
A Study On Awareness, Issues And Impact Of Absence Of Takaful Certificates Nomination In Malaysia.
Master Completed 2025 Main Supervisor
Factors Influencing Consumer Behaviour Towards Decision-Making On Islamic Home Financing In Selangor.
Master Completed 2025 Main Supervisor
Analyzing Customers’ Satisfaction On The Quality Of Online Banking In Malaysia – Among Maybank Customers..
Master Completed 2025 Main Supervisor
Understanding Of Takaful Concept And Principle Among Takaful Agents In Malaysia .
Master Completed 2024 Main Supervisor
A Qualitative Assessmnet On Islamic Financial Literacy Among The High-Net-Worth Individuals In Malaysia.
Master Completed 2024 Main Supervisor
Relationship Between Services Quality And Customer Satisfaction Of Islamic Bank In Temerloh Pahang.
Master Completed 2024 Main Supervisor
The Performance Of Selected Malaysian Corporate Banking’S Instruments: A Qualitative Analysis Between Islamic And.
Master Completed 2024 Main Supervisor
Awareness And Knowledge Of Takaful Amongst The Selected Takaful Operator’S Employees In Malaysia.
Master Completed 2024 Main Supervisor
The Study Of Zakat On Savings Calculation By States In Malaysia.
Master Completed 2024 Main Supervisor
The Challenges And Issues Faced By Islamic Banks In Somalia..
Master Completed 2023 Main Supervisor
An Analysis Of Islamic Financial Literacy And Retirement Planing Among Young Workers In Malaysia.
Master Completed 2023 Main Supervisor
Adopting Cryptocurrency As Legal Tender In Malaysia: Issues, Challenges And Way Forward.
Master Completed 2023 Main Supervisor
Exploring The Factors Influencing The Participation Of Family Takaful Among B40 Group In Malaysia..
Master Completed 2023 Main Supervisor
The Utilization Of Waqf Fund By Islamic Institution In Pahang.
Master Completed 2023 Main Supervisor
The Effectiveness Of Waqf Governance In Sirc Kelantan.
Master Completed 2023 Main Supervisor
Cryptocurrency As A Legal Tender: A Regulatory Study Between Malaysia And Selected Countries (El Salvador And Jamaica).
Master Completed 2023 Main Supervisor
An Exploratory Study On The Challenges Hindering Islamic Microfinance Banks'Sustainable Financial Inclusion: A Case Of Al-Hayat Microfinance Bank Inogun State, Nigeria..
Master Completed 2022 Co-supervisor


Research Projects


Completed
2023 - 2025 Assessing the Financial Vulnerability among the Elderly Citizens in Malaysia
2023 - 2025 ROLE OF MICRO-TAKAFUL PRODUCTS IN IMPROVING THE FINANCIAL STATUS OF SINGLE MOTHERPRENEURS IN THE B40 COMMUNITY
2022 - 2023 Developing a Financial Support System through Islamic Philanthropy Tools for the Senior Citizen Home Care Centre
2021 - 2022 Determining Factors of Adoption and Rejection of Takaful by Malaysian Youths
On-Going
2025 - Present Islamic Social Finance Solutions in Addressing Challenges in Elderly Care in Malaysia
2024 - Present Takaful Terminologies for Takaful Industry
2024 - Present Jarum Emas Project 2.0
2023 - Present Development of Social Impact Measurement Framework for Elderly Care Centres in Malaysia
2023 - Present A Bibliometric Analysis of the Research Trends in Micro-Takaful and Woman Entrepreneurship
2023 - Present Pioneering Waqf Healthcare Haven for Elderly People: A Sustainable Long-term Care Solution
2023 - Present Developing Takaful Products and Framework for Holistic Protection of Senior Citizens in the Malaysian Ecosystem
2021 - Present Financial Resilience Among Women-owned MSMEs During COVID-19 Economic Crisis and Beyond- The Role of Islamic Social Financing Tools.
2021 - Present Developing a Blockchain-based Comprehensive Performance Measurement Framework for Efficient and Sustainable Waqf Institutions in Malaysia


Awards & Recognition


23 Aug, 2023 Productivity Champion - Malaysia Productivity Corporation National


Publications


Articles

2025 Microtakaful: a lesson from Malaysian low-income women entrepreneurs. The Journal of Muamalat and Islamic Finance Research, 22 (1) pp. 102-115
2025 Ramadan untuk penyucian, bukan bulan konsumtif. Utusan Malaysia, Rencana (UIAM Berhujah) (13hb Mac 2025) pp. 15
2024 A critical analysis of a thirty-five year judicial interplay in riba case. Journal of Business and Management Research, 3 (1) pp. 955-962
2024 Examining the trend of the research on Islamic financial literacy from 2016-2023: a bibliometric review. Journal of Islamic Finance, 13 (1) pp. 70-90
2024 Financial resilience among women small and medium enterprise in Malaysia during and after COVID-19: the role of Islamic social finance. Journal of Islamic Monetary Economics and Finance, 10 (4) pp. 631-656
2024 Proper and effective of Waqf share fund utilization and management: a study of Majlis Ugama Islam Pahang’s Wakaf Pahang. Journal of Islamic Social Finance, () pp.
2024 Systematic literature review on microtakaful and women entrepreneurship.. International Journal of Academic Research in Business and Social Sciences, 14 (3) pp. 1187-1200
2023 Conceptual insights on factors shaping Takaful Technology (TakaTech) adoption in Malaysia. Labuan e-Journal of Muamalat and Society, 17 (2) pp. 83-93
2023 Elderly care centers challenges and difficulties in Malaysia: a case study of Pertubuhan Kebajikan Darul Insyirah. Journal of Data Acquisition and Processing, 38 (2) pp. 5001-5010
2023 Elderly care centers challenges and difficulties in Malaysia: a case study of Pertubuhan Kebajikan Darul Insyirah. Journal of Data Acquisition and Processing, 38 (2) pp. 5001-5010
2023 Risk assessment of Islamic banking products: special focus on mudarabah and musharakah. Onomazein, 62 () pp. 1165-1179
2022 A preliminary study on the factors influencing malaysian youths' adoption and rejection of takaful. Journal of Positive School Psychology, 6 (3) pp. 760-779
2022 Financial abuse in domestic violence: how can Islamic financial institutions play their role?. IIUM Law Journal, 30 (S2) pp. 445-470
2022 Islamic capital market In Maldives: a reform-oriented analysis. IIUM Law Journal, 30 (S2) pp. 359-384
2021 Financial literacy and the impact of movement control order (MCO) among the Muslim mompreneurs: a qualitative study. TUJISE Turkish Journal of Islamic Economics, 8 (Special Issue) pp. 377-386
2019 Standardisation of legal documentation in Islamic home financing in Malaysia: a literature survey. Journal of Islamic Accounting and Business Research, 10 (3) pp. 448-465
2016 Abandoned housing projects, legal risks and Islamic finance legal documentation. Al-Shajarah: Journal of the International Institute of Islamic Thought and Civilisation, 21 (3) pp. 283-287
Conference or Workshop Items

2024 Financial abuse in domestic violence: a Shariah perspective. In: 3rd International Conference on Islamic Economics 2024 (3rd ICONIE 2024),
2024 The commodity Murabahah in Malaysian Islamic finance: the lessons learnt and practical recommendation. In: THE 3RD INTERNATIONAL CONFERENCE ON ISLAMIC ECONOMICS 2024 EPROCEEDING (3RD ICONIE 2024),
2023 Application of blockchain technology in the management of waqf institutions: concepts, challenges and recommendations. In: IEEE International Conference on Computing (ICOCO 2023),
2020 Movement Control Order and its impact on the livelihood of Muslims mompreneurs: a qualitative study. In: Islamic Social Finance: Pandemic Crisis and Possible Solutions (ISFPCPS 2020),
2020 Role of Islamic social finance in increasing financial literacy among women entrepreneurs: a focus on mompreneurs. In: 8th ASEAN Universities International Conference on Islamic Finance (8th AICIF) 2020,
Book Sections

2025 Impact analysis of Islamic green finance on eco-sustainability. In: Taylor & Francis, ISBN: 978-1-032-67291-5, pp. 55-63
2024 Ethical crowdfunding-led Islamic green finance. In: Routledge (Taylor & Francis Group), ISBN: 978- 1- 032- 67291- 5, pp. 203-210
2024 Risk mitigation of sustainable finance and the effective role of takaful. In: Routledge, ISBN: 978-1-032-49784-6, pp. 5-223
2024 Sustainability in empowering mumpreneurs through Islamic social finance. In: Routledge, ISBN: 978-1-032-49784-6, pp. 5-223
2024 Zakat and waqf as financial sustainability tools among the womenpreneur in the B40 community: a qualitative observation of the Jarum Emas Project. In: Pusat Pungutan Zakat (PPZ-MAIWP), ISBN: 978-967-2959-14-4, pp. 85-107
2024 Zakat and waqf as financial sustainability tools among the womenpreneur in the B40 community: a qualitative observation of the Jarum Emas Project. In: Pusat Pungutan Zakat (PPZ-MAIWP), ISBN: 978-967-2959-14-4, pp. 85-107
2023 Covid-19: the demand for Shariah-compliant health insurance in India. In: Nova Science Publishers, Inc., ISBN: , pp. 269-292
2023 Enhancing access to finance amongst asnaf micro entrepreneurs: how can Islamic FinTech in zakat institutions play a role?. In: Springer, ISBN: 978-3-031-27859-4, pp. 345-357
2018 Debt management program for banking and Islamic banking facilities in Malaysia: from the Sharī'ah and legal perspective. In: IIiBF, International Islamic University of Malaysia, ISBN: 978-983-44568-4-9, pp. 315-326
2018 Debt management program for banking and Islamic banking facilities in Malaysia: from the Sharī'ah and legal perspective. In: IIiBF, International Islamic University of Malaysia, ISBN: 978-983-44568-4-9, pp. 315-326