Staff Directory


Fahd Mohammed Obad Al-Shaghdari

Academic Qualifications

  • Doctor of Philosophy (PhD) in Islamic Banking and Finance - Doctor of Philosophy, Al-Madinah International University Malaysia (MEDIU)
  • Master Science of Finance - Masters Degree, International Islamic University Malaysia
  • Bachelor of Business Administration (Hons) Banking and Finance - Bachelor Degree, Multimedia University (MMU)

Fahd Mohammed Obad Al-Shaghdari (Dr.)

Assistant Professor
IIUM Gombak Campus

INSTITUTE OF ISLAMIC BANKING AND FINANCE

Other's position:

Head of Program, Institute of Islamic Banking and Finance


alshaghdari@iium.edu.my
4193


Area of Specialisation


  • Economics, Business And Management ~ Economics, Business And Management ~ Islamic Finance ~ Other Islamic Finance n.e.c. - Banking and Finance


Professional Membership


  • 2023 - 2024 : Member of Profesional Body / Association: (ICIFE MEMBER), INTERNATIONAL COUNCIL OF ISLAMIC FINANCE EDUCATORS


Teaching Responsibilities


AL-MAL WA AL-BUNUK 2023/2024
AL-RIYADIYYAT AL-TIJARIYYAH WA AL-IHSA 2025/2026 2024/2025 2023/2024
BUSINESS MATHEMATICS AND STATISTICS 2025/2026 2024/2025
ISLAMIC ECONOMICS 2024/2025 2023/2024
MABADI AL-IQTISAD 2024/2025 2023/2024 2022/2023
MABADI AL-MUHASABAH WA AL-TAMWIL 2022/2023
QUANTITATIVE METHODS 2025/2026 2024/2025 2023/2024
TAHLIL AL-IDARAH AL-MALIYYAH 2025/2026 2024/2025 2023/2024 2022/2023


Supervision


Exploring A Community-Based Health Micro-Takaful Framework: An Empirical Study On Adoption Determinants In Sudan.
Ph.D Completed 2026 Co-supervisor
أثر منهج التدقيق القائم على خماطر األعمال يف جودة اإلبالغ املايل دراسة حالة تطبيقية يف مصرف كوردستان الدويل اإلسالم) (لإلستثمار والتنمية يف أربيل /العراق.
The Impact Of The Business Risk-Based Audit Approach On The Quality Of Financial Reporting (An Applied Case Study In Kurdistan International Islamic Bank For Investment And Development In Erbil / Iraq).
Ph.D Completed 2024 Co-supervisor
أثر التكنولوجيا المالية الاسلاميه على الشمول المالي والاستدامه بحث مقارنه التجربه الماليزيه والتجربة السعوديه .
The Impact Of Islamic Financial Technology On Financial Inclusion And Sustainability: A Comparative Study Of Malaysian And Saudi Experiences.
Ph.D In Progress Main Supervisor
Investigating The Determinants And Obstacles Shaping The Prospect Of MicroTakaful Adoptionto Enhance Financial Inclusion In Nigeria.
Ph.D In Progress Main Supervisor
Global Economy & Islamic Banking: Perspective Pandemic Covid 19.
Ph.D In Progress Main Supervisor
Determinants Of Non-Performing Financing: Evidence From Asian Countries.
Ph.D In Progress Main Supervisor
متطلبات العرض واإلفصاح احملاسيب املالءمة ألصحاب املصلحة يف املؤسسات الوقفية يف اململكة العربية السعودية: دراسة استكشافية ميدانية.
Development Of An Accounting Framework (For Presentation And Disclosure) In Waqf Institutions In The Kingdom Of Saudia Arabia (Arabic).
Ph.D In Progress Co-supervisor
دور تطبیقات الذكاء الاصطناعي في تحقيق الميزة التنافسية دراسة مقارنة بين البنوك الجزائرية البنوك التقلیدیة و الاسلامية.
The Role Of Artificial Intelligence Applications In Achieving Competitive Advantage In Banks Algerian: A Comparative Study Between Conventional And Islamic Banks.
Ph.D In Progress Co-supervisor
Food Afffecting Zakat Management For Enhancement Recepients Financial Sustainability: A Case Of North District North Region Unguga (Zanzibar).
Ph.D In Progress Co-supervisor
تقييم تطبيق مبادئ احلوكمة املصرفية ودورها يف حتسني األداء املايل للمصارف اإلسالمية يف فلسطني.
Assessing The Implementation Of Islamic Banking Governance Principles And Their Role In Enhancing The Financial Performance Of Islamic Banks In Palestine.
Ph.D In Progress Co-supervisor
Waqf Literacy In Indonesia: Examining The Determinants, Behavioural Impacts, And Strategies For Improvement.
Ph.D In Progress Co-supervisor
Developing A Microtafaful Model For The B40 Group In Malaysia.
Ph.D In Progress Co-supervisor
أثر التنويع الاقتصادي على التنمية المستدامة في دول مجلس التعاون الخليجي: دراسة كمية لتقييم الدور الوسيط لأداء البنوك الإسلامية. .
The Nexus Between Economic Diversification And Sustainable Development In The Gcc Countries: A Quantitative Evaluation Of The Mediating Role Of Islamic Banks’ Performances..
Ph.D In Progress Co-supervisor
The Impact Of Financial Inclusion On Financial Resilience Among Women Owned Msmes In Malaysia .
Ph.D In Progress Co-supervisor
سوق الأسهم بالمملكة العربية السعودية دراسة وصفية.
The Saudi Stock Market: A Descriptive Study.
Master Completed 2025 Main Supervisor
إطار إصدار الصكوك الإسلامية في ليبيا: التحديات التي تواجه التنفيذ وفرص التحسين في ضوء التجربة الماليزية.
The Framework For Issuing Islmaic Sukuk In Libya: Implementation Challenges And Opportunities For Improvement In Light Of The Malaysia Experience(Arabic) .
Master Completed 2025 Main Supervisor
تأسيس مصارف الإسلامية في جمهورية غينيا بيساو : الفرص والتحديات.
Establishing Islamic Banking Institutions In The Republic Of Guinea-Bissau: Opportunities And Challenges.
Master Completed 2024 Main Supervisor
The Role Of Islamic Microfinance Adoption In Enhancing Small And Medium Enterprises (Smes) In Somalia.
Master In Progress Main Supervisor
Factors Influence The Adoption Of Mobile Transfer (Mmt)In Somalia.
Master In Progress Main Supervisor


Research Projects


Completed
2023 - 2025 Cash Waqf Application through Smart Contracts
2023 - 2025 Assessing the Financial Vulnerability among the Elderly Citizens in Malaysia
On-Going
2025 - Present Islamic Social Finance Solutions in Addressing Challenges in Elderly Care in Malaysia
2025 - Present Takaful Purchase Intentions among Malaysia?s Citizens Towards Inclusive Healthcare: An Exploratory Analysis.
2023 - Present Pioneering Waqf Healthcare Haven for Elderly People: A Sustainable Long-term Care Solution
2023 - Present Developing Takaful Products and Framework for Holistic Protection of Senior Citizens in the Malaysian Ecosystem
2023 - Present Development of Social Impact Measurement Framework for Elderly Care Centres in Malaysia


Publications


Articles

2025 Empowering women through Islamic philanthropy: an exploration on Islamic social finance towards women’s employment in Nigeria. Jurnal Ilmu Ekonomi dan Bisnis Islam, 7 (2) pp. 137-153
2025 Financial vulnerability among B40 seniors in Malaysia: novel predictors and the role of Islamic social finance. The Journal of Muamalat and Islamic Finance Research, 22 (2) pp. 165-179
2025 The mediating role of Shariah compliance in the acceptance of Islamic credit cards: evidence from Malaysia. International Journal of Islamic Economics and Finance Research (IJIEFER), 1 (Special Issue) pp. 33-47
2025 The potential for micro-takaful in Sudan: understanding public perception and adoption challenges. Journal of Islamic Finance, 14 (1) pp. 112-127
2025 Usages of artificial intelligence in forecasting and strategic analysis of customer needs in the banking sector. International Journal of Academic Research in Accounting, Finance and Management Sciences, 15 (4) pp. 120-137
2025 Waqf microfinance as an alternative and sustainable government empowerment tool towards women in Northern Nigeria: a perceptional analysis. Journal of Business and Socio-economic Development, 5 (4) pp. 338-354
2025 Why are SMEs willing to pay trade zakat? Evidence from East Java, Indonesia. Review of Islamic Social Finance and Entrepreneurship, 4 (2) pp. 87-104
2024 Analyzing and measuring the impact of operational risks on earning management: an applied study on Islamic banks listed on the Iraq stock exchange for the period (2011-2021). Al-Qanatir Journal International Journal of Islamic Studies, () pp.
2024 Assessing the need for a presentation and disclosure Accounting Standard for Waqf in Saudi Arabia. SRA International Arabic Journal of Islamic Finance (IJIF-Arabic), 15 (2) pp. 25-45
2024 Assessing the predictive benefits of waqftech smart contracts on corporate waqf crowdfunding among Malaysian enterprises. Journal of Islamic Marketing, () pp. 1-23
2024 Exploring the influence of bank traits and economic factors on the profitability of Indonesian Islamic commercial banks. Journal of Islamic Finance, 13 (1) pp. 109-117
2024 Islamic social finance system: an alternative tool for tackling educational setbacks in Northern Nigeria. Journal of Islamic Marketing, 15 () pp. 1-22
2024 Measuring and analysing the impact of operational risks on the earning quality of a sample of Islamic banks listed on the Iraqi stock exchange for the period (2011-2021): an applied study. Al-Qanatir: International Journal of Islamic Studies, 33 (5) pp. 549-571
2024 On the dimensions of waqf performance measurements: a survey. Al-Qanatir: International Journal of Islamic Studies, 33 (1) pp. 64-75
2023 Islamic social finance in addressing poverty and economic growth: using structural equation modelling. Journal of Muamalat and Islamic Finance Research, 20 (2) pp. 179-191
2023 Role of Islamic financial institutions in addressing financial exclusion: a methodological mix approach. AZKA International Journal Of Zakat & Social Finance (AZJAF), 4 (2 (Special Issue 2023)) pp. 161-198
2023 The impact of business risk audit on the quality of IFRS application. International Journal of Academic Research in Business and Social Sciences, 13 (11) pp. 8081-8105
2023 The potential of using smart contracts in cash waqf on blockchain. Al-Qanatir International Journal of Islamic Studies, 32 (2) pp. 50-59
Book Sections

2026 Projects towards climate action: Case of BRICS. In: Routledge (Taylor & Francis), ISBN: 9781032944715, pp. 168-177
2026 Projects towards climate action: Case of BRICS. In: Routledge (Taylor & Francis), ISBN: 9781032944715, pp. 168-177
2025 A comprehensive panel data analysis on the empirical financial performance of Islamic banking in Malaysia. In: Springer Nature Switzerland, ISBN: 9783031715259, pp. 1103-1117
2025 Islamic finance risk analysis and climate change. In: Routledge (Taylor & Francis Group), ISBN: 9781032944715, pp. 229-237
2024 Ethical crowdfunding-led Islamic green finance. In: Routledge (Taylor & Francis Group), ISBN: 978- 1- 032- 67291- 5, pp. 203-210
2024 Islamic banking towards sustainable green finance and corporate social responsibility. In: Routledge (Taylor & Francis Group), ISBN: 978-1-032-67291-5, pp. 16-23
2024 Risk factors in Islamic green finance and a corporate solution. In: Routledge (Taylor & Francis Group), ISBN: 978-1-032-67291-5, pp. 213-223