Siti Salwani Razali obtained her Bachelor's degree in Law (2000) and Master of Comparative Law (2001) both from IIUM. Later she completed her Ph.D in Business Law from University Putra Malaysia. Her thesis specialized in Islamic law of contract. She has presented in numbers of conferences and published papers in international journals. Some of the papers presented have been awarded the Best Paper Award.
She is also an author to three books namely Islamic Law Of Contract, Commercial Law in Malaysia and Malaysian Business Law published by an international publisher.
She has vast experiences in the area of Islamic Banking and Takaful and Shariah Law and has a close relationship with the industry, hence she has been appointed as an expert in these areas.
Currently, she is in the Shariah Committee for Bank Rakyat since 2010, Great Eastern Takaful Bhd since 2011 and also a halal committee for Silver Bird Company from 2012-2013.
Presently, she is a lecturer/associate professor at the Department of Business Admin, KENMS International Islamic University Malaysia.

BUSINESS LAW FOR MANAGERS	2008/2009
COMMERCIAL LAW (FOR ENM)	2022/2023 2021/2022 2020/2021 2019/2020 2018/2019 2017/2018 2016/2017 2015/2016 2014/2015 2013/2014 2012/2013 2011/2012 2010/2011 2009/2010 2008/2009 2007/2008 2003/2004 2002/2003 2001/2002
COMPANY LAW (FOR ENM)	2001/2002
INTRODUCTION TO ISLAMIC COMMERCIAL LAW	2012/2013
MALAYSIAN BUSINESS LAW (FOR ENM)	2022/2023 2021/2022 2020/2021 2019/2020 2018/2019 2017/2018 2016/2017 2015/2016 2014/2015 2013/2014 2012/2013 2011/2012 2010/2011 2009/2010 2008/2009 2003/2004 2002/2003 2001/2002
PRACTICAL TRAINING (BBA)	2023/2024 2022/2023 2021/2022 2020/2021
REGULATORY FRAMEWORK OF ISLAMIC F'CIAL CONTR.	2011/2012 2010/2011 2009/2010 2008/2009 2007/2008
TRANSACTIONS IN ISLAMIC BANKING AND FINANCE	2011/2012

Completed

2020 - 2022	Understanding Consumers' Motivation Towards Patronizing Wasiyyah Services
2018 - 2022	Formulating an Islamic Health Protection Retirement Plan (i-HPRP) for Government Servants in Malaysia
2016 - 2018	Extending Unfair Contract Terms Protection to Banking Consumers in Malaysia
2016 - 2021	Critical Examination on the Remedies for Misrepresentation in Takaful Contract: Current Industry Practice in Malaysia
2015 - 2018	Developing a Sustainable Model of a Waqf-Based Takaful for Flood Victims in Malaysia
2009 - 2012	A Revisit to the Principles of Gharar in Bai Al-Dayn and AL-Inah
2008 - 2019	To Write a Book on "Islamic Law of Contract"

On-Going

2011 - Present

Building Agent- Customer Relationships In Takaful Industry : A Framework Of Islamic Relationship Marketing

07 Sep, 2017	Best Paper Award - Others	National
07 Sep, 2016	Best Paper Award - International Islamic University Malaysia	National
19 Feb, 2014	Bronze Medal - International Islamic University Malaysia	International
04 Apr, 2013	Best Paper Award - World Business Institute	International
19 Feb, 2013	Bronze Medal - IIUM Research Invention and Innovation Exhibition 2013 IRIIE	University
19 Feb, 2013	Bronze Medal - International Islamic University Malaysia	International
28 Jun, 2011	Best Paper Award - International Shari'ah Research Academy for Islamic Finance (ISRA)	International
13 Oct, 2010	Best paper award - International Conference on Islamic Banking and Finance Conference IBAF	International
13 Oct, 2010	Best Paper Award - Universiti Sains Islam Malaysia (USIM)	National

Article

2022	Consumers’ motivation towards satisfaction in patronising wasiyyah (will) services. Malaysian Journal of Consumer and Family Economics, 28 () pp. 335-354
2022	Moderating effect of gender, income and age towards an Islamic health protection retirement plan (i-HPRP). American Journal of Economics and Business Innovation (AJEBI), 1 (1) pp. 19-29
2021	Qualitative study in identifying factors affecting the behavior of muslim generation y towards Islamic home financing products in Malaysia. The Journal of Muamalat and Islamic Finance Research, 18 (2) pp. 1-12
2021	Remedies for misrepresentations in takaful contract; current industry practice in Malaysia. Hamdard Islamicus, 44 (3) pp. 63-85
2020	Developing a sustainable model of Waqf-based Takaful for flood victims in Malaysia. Journal of Islamic Accounting and Business Research, () pp.
2020	Evolution of Takaful in Malaysia-the case of investment link family takaful. Indonesian Journal of Contemporary Management Research, 2 (1) pp. 1-9
2020	Retirement schemes, its challenges and ways of reformation: a cross-border study. International Journal of Asian Social Science, 10 (9) pp. 507-520
2019	Investment linked takaful plan patronage:evidence from Malaysia. Global Review of Islamic Economics and Business, 7 (1) pp. 41-48
2019	Preference toward investment-linked takaful plan: mediating role of attitude. International Tourism and Hospitality Journal, 2 (2) pp. 1-6
2018	Communicating shari’ah-compliant brands of tourism in Malaysia. The Malaysian Journal of Consumer and Family Economics (MAJCAFE), 22 (Special Issue) pp. 15-28
2018	Consumer Rights Act 2015(United Kingdom):Is it a good model in practising banking consumers from unfair terms in Islamic banking consumer contracts in Malaysia? = Consumer Rights Act 2015 (United Kingdom): Adakah ia model yang baik perlindungan konsumer perbankan daripada terma tidak adil dalam kontrak konsumer perbankan Islam di Malaysia?. Jurnal Undang-undang dan Masyarakat, 22 () pp. 21-31
2018	Employees’ attitude towards Islamic banking: Measurement development and validation. International Journal of Ethics and Systems, 34 (1) pp. 78-100
2017	A preliminary analysis on the impact of flood and the awareness of the flood victims Towards takaful protection: A study of East-coast Malaysia’s flood victims. Journal of Islamic, Social, Economics and Development, 2 (6) pp. 29-45
2017	Customer-based brand equity model for the Shariah-compliant tourism: a conceptual model from the Muslim tourists’ perspective. Advanced Science Letters, 23 (9) pp. 8541-8546
2013	Measuring takaful agents' understanding towards the objectives and concepts of Takaful. Journal of Islamic Finance, 2 (1) pp. 20-30
2013	Measuring takaful agents’ understanding towards the objectives and concepts of takaful. Journal of Islamic Finance, 2 (1) pp. 20-30
2013	The relationship of takaful agents’ Islamic ethical behaviour towards customers’ satisfaction, trust and commitment: a preliminary analysis . Journal of Islamic Finance and Business Research, 2 (1) pp. 77-88
2013	The relationship of Takaful agents’ Islamic ethical behaviour towards customers’ satisfaction, trust and commitment: a preliminary analysis. Journal of Islamic Finance and Business Research, 2 (1) pp. 77-88
2012	Building agent-customer relationship in takaful industry: a framework of Islamic relationship marketing. ISRA International Journal of Islamic Finance, 4 (1) pp. 81-97
2012	Building agent-customer relationship in the Takaful industry: a framework of Islamic relationship marketing. ISRA International Journal of Islamic Finance, 4 (1) pp. 81-97
2012	Revisiting the principles of Gharar (uncertainty) in Islamic banking financing instruments with special reference to bay al-inah and bay al-dayn- towards a new modified model. International Journal of Financial Management, 2 (1) pp. 33-43
2012	Takaful agents’ roles in accordance with the Quran and Sunnah. Global Journal al-Thaqafah, 2 (2) pp. 41-45
2009	The dominance entry of the principles of Gharar in electronic contracts . Arab Law Quarterly, 23 (2) pp. 207-216
2009	The invitation to treat and Mu'atah in online contracts. The American Journal of Islamic Social Sciences (AJISS), 26 (2) pp. 79-101
2008	Online contract and the issues of Gharar and uncertainty. IIUM Law Journal, 16 (1) pp. 51-64

Conference or Workshop Item

2019	Financial planning on health protection for retirees: a cross-border comparative study. In: 1st International Conference on Financial Markets (ICFM 2019),
2017	Examining the need of flood victims towards a takaful protection in the East-Coast Region in Malaysia. In: 1st International Islamic Social Economics Conference,
2016	A review on special takaful coverage for abandoned houses. In: National Seminar of Abandoned Housing Projects : Causes & Solutions,
2016	Awareness towards a takaful protection among flood victims in the East-Coast Region in Malaysia: a preliminary analysis. In: 4th ASEAN International conference on Islamic Finance (4th AICIF 2016),
2016	Customer-based brand equity model for the Shariah-compliant tourism: A conceptual study from the international Muslim tourist perspective. In: 2nd Asia International Conference 2016,
2011	Revisiting the principles of Gharar in Islamic banking financing instruments with special reference to Bay al-Inah and Bay al-Dayn towards a new modified model. In: International Conference on Business, Management and Finance,
2010	A revisit to several issues in Zakat: a case study of Zakat collection centre – Majlis Agama Islam Wilayah Persekutuan (MAIWP). In: International Conference on Islamic Banking and Finance Conference IBAF 2010,
2010	Critical comparison on investment of Takaful funds in family takaful; a case study of PT. Asuransi Takaful Keluarga, and Takaful Ikhlas Sdn. Bhd.. In: International Conference on Islamic Banking and Finance Conference IBAF 2010,
2009	A Revisit to the legal issues in the Formation of Electronic Contract Towards Facilitating E-Business . In: AABRI International Conference ,
2008	The principles Of Ghārār In Bai Bithaman Ajil contract. In: Malaysian Finance Association 10th Annual Conference 2008,

Book

2011	Malaysian business law. Pearson Malaysia Sdn bhd, ISBN: 9789673490387 / 9673490384
2010	Islamic law of contract. Cengage Learning Asia, ISBN: 9814253979
2008	Commercial law in Malaysia. Prentice Hall, ISBN: 978-983-3972-83-8

Book Section

2021	Humanizing education: the importance of work life balance in one’s life. In: Kulliyyah of Economics and Management Sciences, ISBN: 978-967-26219-1-1, pp. 37-39
2021	Humanizing education: the importance of work life balance in one’s life. In: Kulliyyah of Economics and Management Sciences, ISBN: 978-967-26219-1-1, pp. 37-39
2019	The role of financial regulator in protecting bank consumers from unfair contract terms: the case of Malaysian Islamic banks. In: Emerald Publishing Limited, ISBN: 978-1-78973-546-8, pp. 91-115
2019	The role of financial regulator in protecting bank consumers from unfair contract terms: the case of Malaysian Islamic banks. In: Emerald Publishing Limited, ISBN: 978-1-78973-546-8, pp. 91-115
2018	Alternative models of waqf-based takaful products for flood victims in Malaysia: an assessment from practitioners’ perspectives. In: IIUM Press, International Islamic University Malaysia, ISBN: 978-967-491-008-2, pp. 245-270
2017	Investigating the willingness towards family takaful patronage. In: Academy of Contemporary Islamic Studies (ACIS), Universiti Teknologi MARA, ISBN: 978-967-0171-80-7, pp. 445-455
2011	Shari'ah contracts for Islamic financial instruments - Part 2. In: PEARSON, ISBN: 978-967-349-127-8, pp. 244-294

Monograph

2018	Developing a sustainable model of a waqf-based takaful model for flood victims in Malaysia. In: ,
2012	A revisit to the principles of Gharar in Bai Al-Dayn and AL-Inah. In: s.n,