Dr. Zulkufly Ramly is an Associate Professor at the Department of Finance. He started his career in IIUM as an Assistant Professor in 2013. Prior to joining IIUM Dr. Zul was an academic staff of the Faculty of Business and Accountancy, University of Malaya (UM) and University Tunku Abdul Rahman (UTAR)
for about 6 years and 3 years respectively. He has 8 years industry experience in a global bank operating in Malaysia and has served about 16 years as an academician.
He holds a Ph.D. in Accounting specializing in Corporate Governance from IIUM and Master of Arts in Corporate Strategy and Governance from the University of Nottingham, United Kingdom. In 1994, Dr Zul obtained his tertiary qualification in Business Administration (Finance) with Magna Cum Laude from the University of Denver, Colorado, USA.
Dr Zul's research expertise is in the areas of corporate governance, banking and corporate finance. He has supervised MSc and PhD students in Finance/Islamic Banking in the areas of corporate governance and bank risk-taking, financial literacy, Shariah boards, corporate risk-taking, capital structure, and financial liberalization and financial stability of banking sector. He had completed two research grants from the Ministry of Education, Malaysia for the research projects on Shariah and corporate governance and Islamic banks' risk-taking and Goods and Services Tax (GST) respectively. He was a co-researcher for a research grant on the study of GST and inflation awarded by PNB Research Institute in 2018. His current research projects are in financial literacy of youths and women entrepreneurs and climate finance.
Dr. Zul co-authored and published university textbooks on business ethics and corporate finance with Oxford University Press. He has published a research book on Value added tax, country governance and economic efficiency with UM Press. He has also published his research papers in Review of Managerial Sciences, Panoeconomicus, Global Economics Review, Economics and Management, UKM Journal of Management, International Journal of Economics and Financial Issues and other refereed journals. He is an ad-hoc article reviewer of Asian Journal of Business and Accounting, International Journal of Economics, Management and Accounting, Journal of Accounting Perspective, International Journal of Business and Economics Research, International Journal of Economics and Management, UKM Journal of Management, Malaysian Journal of Economic Studies, and a book reviewer for Oxford University Press.
Dr Zul was an Associate Editor of International Journal of Economics, Management and Accounting (IJEMA) in 2018 prior to his sabbatical leave. In terms of professional contribution, he has been a member of the Assessment Review Panel of the Chartered Secretaries Malaysia, collectively responsible for ensuring the quality and rigor of the professional examination papers of the Chartered Governance Qualifying Programme (CGQP) since 2017. He has taught undergraduate courses in financial management, financial statement analysis, Islamic financing management and bank management. He frequently teaches advanced finance, managerial finance and corporate governance and business ethics at Masters and/or DBA levels.